Katie asked: I want to get a prepaid credit card, because I have no credit, and am having trouble getting it because of that fact. I want to find one that has both benefits: 1. no annual fee 2. gets reported to the credit bureau I have googled it and everything and am having trouble [...]

Amber W asked: We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will [...]

sibyl asked: Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

bxzilla187 asked:  Which credit card company has instant approval with a person that never had a credit card. (IVE BEEN TURNED DOWN BY MY BANJ(GUESS THEY DONT TRUST ME)

In today’s world of credit score based lending, credit repair can make a world of difference. Credit repair is simply a legal way to clean up and improve your credit file also known as your credit report. A successful credit repair process has an end result of bringing an individual’s financial history back to life. [...]

honeypepper asked: I don’t have good credit so I wanted to get a prepaid debit card. Which one is the best and where can I get it?

Mrs. E asked: Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

operaphantom2003 asked: There are a few items which have been reaged by a collections agency and they cannot do that. The SOL has passed and they should be removed from my credit report. Also, when you view your credit report where is the “date of last activity”? All I see is the open date and [...]

Tinoka asked: What are things that can lower your credit score? I heard that if you go shop of cars or furnitures and the stores check your credit that can lower your credit score. Is this true? How many credits are taken off per each credit check? What about cosigning for someone with bad credit? [...]

fixdaback asked: Is investing the money for credit repair wothwhile? Are the results satisfactory from an accredited repair service company? I am looking for first hand experience and reference from someone who has used an online credit repair service.