TheCreditSolutionStore.com » Credit Cards http://thecreditsolutionstore.com Information, Advice, and News for Personal Credit Related Issues Sun, 28 Feb 2010 01:16:15 +0000 en hourly 1 http://wordpress.org/?v=3.0 Which are Instant approval Credit card co.’s? http://thecreditsolutionstore.com/credit-cards/which-are-instant-approval-credit-card-co-s/ http://thecreditsolutionstore.com/credit-cards/which-are-instant-approval-credit-card-co-s/#comments Mon, 17 Aug 2009 14:41:01 +0000 cburns http://thecreditsolutionstore.com/?p=448
bxzilla187 asked: 

Which credit card company has instant approval with a person that never had a credit card.

(IVE BEEN TURNED DOWN BY MY BANJ(GUESS THEY DONT TRUST ME)

]]> http://thecreditsolutionstore.com/credit-cards/which-are-instant-approval-credit-card-co-s/feed/ 0 What type of credit card can I apply for and get approved with current bad credit to start rebuilding? http://thecreditsolutionstore.com/credit-cards/what-type-of-credit-card-can-i-apply-for-and-get-approved-with-current-bad-credit-to-start-rebuilding/ http://thecreditsolutionstore.com/credit-cards/what-type-of-credit-card-can-i-apply-for-and-get-approved-with-current-bad-credit-to-start-rebuilding/#comments Fri, 14 Aug 2009 16:15:25 +0000 cburns http://thecreditsolutionstore.com/?p=373 Mrs. E asked:

Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.

]]> http://thecreditsolutionstore.com/credit-cards/what-type-of-credit-card-can-i-apply-for-and-get-approved-with-current-bad-credit-to-start-rebuilding/feed/ 1 What credit card can I apply for that does not check credit? http://thecreditsolutionstore.com/credit-cards/what-credit-card-can-i-apply-for-that-does-not-check-credit/ http://thecreditsolutionstore.com/credit-cards/what-credit-card-can-i-apply-for-that-does-not-check-credit/#comments Sat, 08 Aug 2009 20:49:31 +0000 cburns http://thecreditsolutionstore.com/?p=295
sayyeahh asked:

I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

]]> http://thecreditsolutionstore.com/credit-cards/what-credit-card-can-i-apply-for-that-does-not-check-credit/feed/ 1 How to get a credit card with no credit and no checking account? http://thecreditsolutionstore.com/credit-cards/how-to-get-a-credit-card-with-no-credit-and-no-checking-account/ http://thecreditsolutionstore.com/credit-cards/how-to-get-a-credit-card-with-no-credit-and-no-checking-account/#comments Fri, 07 Aug 2009 20:40:22 +0000 cburns http://thecreditsolutionstore.com/?p=293
mommy’s princess due 8.8.09! asked:

I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

]]> http://thecreditsolutionstore.com/credit-cards/how-to-get-a-credit-card-with-no-credit-and-no-checking-account/feed/ 1 What is the best credit card I can get to start building my credit with? Or how can I start building my credit? http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/ http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/#comments Mon, 03 Aug 2009 14:35:07 +0000 cburns http://thecreditsolutionstore.com/?p=221
wrightemail256 asked:

Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?

]]> http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/feed/ 0 What happens when you cancel a credit card? http://thecreditsolutionstore.com/credit-cards/what-happens-when-you-cancel-a-credit-card/ http://thecreditsolutionstore.com/credit-cards/what-happens-when-you-cancel-a-credit-card/#comments Fri, 31 Jul 2009 05:01:26 +0000 cburns http://thecreditsolutionstore.com/?p=189
Des-n-Jes asked:

I currently have 3 credit cards. I just got approved for another and it is in the mail on it’s way. I paid off the one with the lowest credit limit, and was thinking about cancelling it and just keeping the other three.

I have been working on building my credit for a long time, and it has been very difficult. Will cancelling this card hurt my score? Or will having too much available credit hurt it? Which is worse? What should I do to keep working on getting my credit score higher?
To sum it up, is it worse that I cancel the one card, or is it worse that I may have too many cards? I also have a loan on my car and loan with American General. They are always paid on time.

]]> http://thecreditsolutionstore.com/credit-cards/what-happens-when-you-cancel-a-credit-card/feed/ 4 When you pay off a credit card is it better to reduce the credit limit or close the account? http://thecreditsolutionstore.com/credit-cards/when-you-pay-off-a-credit-card-is-it-better-to-reduce-the-credit-limit-or-close-the-account/ http://thecreditsolutionstore.com/credit-cards/when-you-pay-off-a-credit-card-is-it-better-to-reduce-the-credit-limit-or-close-the-account/#comments Thu, 30 Jul 2009 04:22:12 +0000 cburns http://thecreditsolutionstore.com/?p=185
radioactive_babywipes asked:

I’ve heard that once you pay off a credit card you shouldn’t close the account to keep a good credit score. I’ve also heard that even though one pays off his credit card reducing the credit limit is also not a good option for keeping a great credit rating. What is the best way to handle this situation if you don’t really want the card around to prevent you from running the balance up, but also don’t want to hurt your credit rating. Is there any way to find out what exactly affects one’s credit score?

Examples: Let’s just say a website or book states something like filing for bankruptcy subtracts XXXX amount of points from your credit rating. Defaulting on credit card payments for XXX amount of months subtracts XXX amount of points from your credit rating. Paying off federal student loans adds or subtracts XXXX amount of points from your credit rating. Also is there anywhere that states how long certain things stay on your credit report?

]]> http://thecreditsolutionstore.com/credit-cards/when-you-pay-off-a-credit-card-is-it-better-to-reduce-the-credit-limit-or-close-the-account/feed/ 26 What is the best credit card to start my credit? http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-to-start-my-credit/ http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-to-start-my-credit/#comments Wed, 29 Jul 2009 04:21:16 +0000 cburns http://thecreditsolutionstore.com/?p=161
chaos_magician13 asked:

I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.

]]> http://thecreditsolutionstore.com/credit-cards/what-is-the-best-credit-card-to-start-my-credit/feed/ 8 Is there a credit card for young adults that have no credit what so ever? http://thecreditsolutionstore.com/credit-cards/is-there-a-credit-card-for-young-adults-that-have-no-credit-what-so-ever/ http://thecreditsolutionstore.com/credit-cards/is-there-a-credit-card-for-young-adults-that-have-no-credit-what-so-ever/#comments Tue, 28 Jul 2009 00:13:19 +0000 cburns http://thecreditsolutionstore.com/?p=165
single_mother asked:

Alright, I have searched the internet and asked people this question. I want to get a credit card to help build my credit. But I am having trouble finding a real credit card. I do not want a debit card. I know they exist, so please help me. Is there a real credit card for people with absolutely no credit?

]]> http://thecreditsolutionstore.com/credit-cards/is-there-a-credit-card-for-young-adults-that-have-no-credit-what-so-ever/feed/ 10 What is the difference between a credit card and personal line of credit? http://thecreditsolutionstore.com/credit-cards/what-is-the-difference-between-a-credit-card-and-personal-line-of-credit/ http://thecreditsolutionstore.com/credit-cards/what-is-the-difference-between-a-credit-card-and-personal-line-of-credit/#comments Sun, 26 Jul 2009 14:29:29 +0000 cburns http://thecreditsolutionstore.com/?p=173
blue11 asked:

I have just applied for a Wells Fargo Credit Card–I also have a checking account with them as well. Anyways, i was approved for a secured credit card of 800 dollars and denied a personal line of credit? I have to send them 300 dollars for collateral to get my card. Can someone explain this to me more thoroughly. Thank you.

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