Comments on: Is there a credit card for young adults that have no credit what so ever?

By: Bassline

Bassline — Mon, 17 Aug 2009 14:00:59 +0000

Most people can get credit cards through their bank. If you have a checking account, you should definitely look into getting one from your bank, because it is a lot easier (since they can see how much money you have and what your spending habits are like). Since everyone has to start somewhere with building credit, banks are very lenient as to who they will grant credit to. So long as you have some kind of job or income, you should have no trouble getting a credit card, even if you don’t work, you can still get a credit card by getting someone to cosign for you.

By: grierGRIER h

grierGRIER h — Fri, 14 Aug 2009 17:49:56 +0000

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By: cowboytf

cowboytf — Fri, 14 Aug 2009 05:07:28 +0000

Yes there are. I provided a link to many different credit cards including ones for young adults. I too recommend Orchard Bank. They approve just about anyone. Good Luck and don’t overspend!!

By: ms. bug

ms. bug — Thu, 13 Aug 2009 12:10:53 +0000

Sure, you can get student credit cards at chase/bank one, citibank, discover, bank of america….also capital one is really good with building credit, please pay your bill each month on time so your credit stays good and don’t go to first premier, orchard, or imagine – they will fraud you big time.

By: Thomas V

Thomas V — Wed, 12 Aug 2009 19:35:04 +0000

Orchard Bank or First Premier Bank will give you a credit card with no credit.

By: B.B

B.B — Mon, 10 Aug 2009 05:29:18 +0000

Chase or orchard bank

By: zygote222

zygote222 — Mon, 10 Aug 2009 04:03:55 +0000

The bank where I had my checking account issued me my first credit card. That was after I had gotten turned down by another company for lack of credit history. This is a common way to get one’s first card. You have established a relationship with your own bank that doesn’t appear on your credit statement, but which your bank can look at as proof that you have assets and are responsible in managing your money.

By: Florida Girl

Florida Girl — Fri, 07 Aug 2009 02:23:30 +0000

Try. It’s what ive used since I was a junior in highschool and i’ve had no problems. I’m not sure if this is just a credit card for students or not but you could check out the website. Good Luck!!

By: mattyb781

mattyb781 — Tue, 04 Aug 2009 11:03:14 +0000

If you’re looking specificially for a credit card, you’ll probably need to get a secured credit card. Try a search for “secured credit card.” That will require you to give them a certain amount of money, and then you can use the card up to that amount. If you default on payments, they will keep whatever you owe from the money you put in.

The best way to build credit is with a checking account. Open a checking account, and pay for things with checks, being very careful not to overspend your account.

By: fetchrat

fetchrat — Sat, 01 Aug 2009 09:32:19 +0000

Try student cards or applying for something very basic with liberal lenders like Capital One.