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What is the difference between a credit card and personal line of credit?

blue11 asked: I have just applied for a Wells Fargo Credit Card–I also have a checking account with them as well. Anyways, i was approved for a secured credit card of 800 dollars and denied a personal line of credit? I have to send them 300 dollars for collateral to get my card. Can someone [...]

How will the Obama credit card law affect me?

Michael asked: I’m 19 years old and I have my first credit card. The new Obama credit card law will restrict credit access to people under 21 when it takes effect. Will I still be able to keep my card?

Is there a credit card application that will give you an immediate response?

sde asked: I just recently came back from vacation and am going on another in approximately two weeks, where extra funds would be nice to have. I am curious to know if there is a legitimate (key word) online credit card application that doesn’t take 30 days to give a response. And if there is, [...]


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